Our Qualifications

Ms. Harriett A. MacDonald, CFPâ has been in the financial services industry for over 20 years.  During this time, she has helped countless families and business owners realize their financial objectives by using consistent and prudent money management.  

 

As an active member in several industry organizations, she strives to be current in the ever-changing complex world of finance. 

 

Mr. Jeffrey J. Kirkman is an owner of K M Financial, and is responsible for technical research, due diligence and product selection. His primary focus is the management of investment portfolios. Mr. Kirkman was the Securities Coordinator at Sigma Financial Corp, VP, Woodward Securities Corporation, and Due Diligence Analyst and Manager at Mutual Service Corp.  He is co-author of Practicing Financial Planning for Professionals (7th edition), a college textbook used at over 20 schools nationwide.  He is currently working on his second book.

 

We offer financial planning services in collaboration with other professionals, including CPAs, attorneys, pension specialists, tax specialists, and insurance advisors.